How To Pay Someone via Apple Pay – Guide
Do you need to transfer money to a friend or relative? To pay someone using Apple Pay, follow this tutorial. Since many people own an iPhone, using Apple Pay to transfer money or request money can be helpful. But how can you use Apple Pay to make a payment? It can be disconcerting if you’ve never sent a payment this way before. However, once defined up, making payments and subsequent requests is simple. If you’ve never used Apple Pay before, this article will show you how.
How to Knife
1. Make sure you have Apple Wallet installed
To use Apple Pay, you need to have the Apple Wallet app installed on your iOS device. After the release of iOS 10, it became possible to remove pre-installed Apple apps, and Apple Wallet is no exception. Many people unknowingly remove the wallet app from their device before even using it. We all know that there are a lot of pre-installed apps that we never use, but this one is really useful and can make payments easier. If you removed the Wallet app, you can download and install it from the App Store. It’s also important to note that with Apple Pay, you can only send money to other Apple users, and they will also need to have the Wallet app installed.
2. Add your payment method
To use Apple Pay, you’ll need to have a payment method on your account. Fortunately, adding a payment method is easy. Once you’re in the Wallet app, you’ll see a black circle with a plus sign (+). Tap here to add new payment methods. Once here, tap Continue to add a new card. The Apple Wallet app allows you to quickly scan a debit or credit card and it will enter the information automatically, so you don’t have to enter each number individually. You also have the option to request the Apple Card in the app. The Apple Card is a variable interest rate credit card issued by Goldman Sachs. You will need good credit to apply, and some fair credit scores are accepted.
3. Pay merchants with Apple Pay
Once you’ve added one or two payment methods, you’re ready to start paying merchants. Many merchants and even vending machines have Apple Pay integration. You can pay quickly with your phone without having to remove a card. To pay a merchant with Apple Pay, simply double-tap the Side button button on your iPhone near any Apple Pay reader device. this will pull up your Apple Pay cards. You can select the card you want to pay with and it will move to the top. You will be asked to confirm your payment and you will hear a ding once the payment has been sent.
4. Define Up Apple Cash to pay someone with Apple Pay
If you want to send money to friends and family using Apple Pay, you can! It is important to note that they must be in the US and must also have an Apple Wallet. Currently, you cannot send money to other bank accounts or other payment apps (like CashApp or Venmo) with Apple Wallet. To send money to friends and family, you can do it through the Messages app. However, to get this option you will need to do one more thing – set up Apple money. This is essentially a money wallet inside your Apple Wallet. You can fund this wallet and also receive payments sent to you by others with Apple Pay. Please note that all recipients of your payments will also need to have Apple Cash. Per up Apple Cash, go to the Wallet app. In the Wallet app, you will see a black card that says Cash only. Tap here to set up your Apple Cash account. This takes less than a minute in most cases. You just need to confirm some basic information.
5. Send a payment to someone with Apple Cash
Now that you’re all set up, you can start sending and receiving money. There are no more settings you need to implement and everything should work from here on out. To start sending and receiving payments, all you need to do is use iMessage. Open the Messages app and tap the person you want to pay. At the top of the keyboard, you will see an Apple Pay icon. Select that and you can request or send money with an iMessage. You can enter the price you want to send or request and send as a normal message. Once sent, the recipient will be notified. If there is a problem, you will be notified and the payment or request will be cancelled, so there is nothing to worry about. For those with an Apple Watch, you can also use it to request and send payments. To do this, just open up the messaging app on your watch and select the Apple Pay icon. You can access this setting by swiping your finger in the Messages app, it will be in the same location as all other messaging options once set up. Please note that you will not be able to set up Apple Pay on your watch right now, so you’ll need to follow these steps on your iPhone or iPad. For those who use Siri frequently, you can use it to send or request payments quickly and hands-free. Just say “Siri, send [contact name] five dollars” and will confirm your payment before it is shipped. Asking for money is no different.
6. Withdraw your money
In the Apple Wallet app, you can withdraw your Apple Cash to any bank account or keep it in the app for when you need to send it to someone else. After all, Apple Cash is FDIC insured, like any regular bank, so it’s safe to keep some cash there. To withdraw your funds, go to the Apple Wallet app. Once here, scroll down and tap on the black Apple Cash card. Here, you will see your Apple Cash balance. If you want to give up, tap the circle with the three dots in the upper right corner. These are your Apple Cash settings. On this page, you will see a setting that says Bank Account. Tap here to add your bank account by entering your route and account number. Once you’ve added a bank account and everything is verified, you can select Transfer to bank at the top of your Apple Cash settings. Enter the amount you want to transfer and click Next to send the transfer. This process takes one to three days, depending on your bank.
Final note
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